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Investing for Kids - Book 1

by Ryan Semerau

Ages 7-12InvestingFinance

The first book in the Investing for Kids series. Covers the foundations of investing - why it matters, how markets work, compound growth, and risk - then takes a deep dive into stocks and bonds, the two pillars every investor needs to understand. Real-world examples in plain language for young readers.

16 chapters · 76 lessons · first 6 free

IntroductionFree

1 · Foundations

1.1 · What Is InvestingFree
1.2 · Saving vs InvestingFree
1.3 · Inflation: The Silent ThiefFree
1.4 · Time Is Your SuperpowerFree
Chapter 1 TestFree

2 · Compound Growth

2.1 · Simple InterestFree
2.2 · Compound Interest🔒
2.3 · The Snowball Effect🔒
2.4 · The Rule of 72🔒
Chapter 2 Test🔒

3 · Risk and Return

3.1 · What Is Risk🔒
3.2 · Types of Risk🔒
3.3 · Risk-Return Tradeoff🔒
3.4 · Risk Tolerance🔒
Chapter 3 Test🔒

4 · How Markets Work

4.1 · What Is a Market🔒
4.2 · Stock Exchanges🔒
4.3 · How Prices Are Set🔒
4.4 · Orders and Brokers🔒
Chapter 4 Test🔒

5 · Brokers, Accounts, and Getting Started

5.1 · What Is a Brokerage Account🔒
5.2 · Account Types🔒
5.3 · Fees and Commissions🔒
5.4 · Reading an Account Statement🔒
Chapter 5 Test🔒

6 · What Is a Stock?

6.1 · A Stock Is a Piece of Ownership🔒
6.2 · Why Companies Issue Stock🔒
6.3 · Common Stock vs Preferred Stock🔒
6.4 · Shares, Tickers, and Quotes🔒
Chapter 6 Test🔒

7 · What Moves Stock Prices

7.1 · Earnings: The Engine🔒
7.2 · Expectations Matter More Than Reality🔒
7.3 · News, Events, and Sentiment🔒
7.4 · Supply and Demand for Shares🔒
Chapter 7 Test🔒

8 · Evaluating Stocks

8.1 · Earnings Per Share (EPS)🔒
8.2 · Price-to-Earnings Ratio (P/E)🔒
8.3 · Market Capitalization🔒
8.4 · Dividend Yield and Book Value🔒
Chapter 8 Test🔒

9 · Types of Stocks

9.1 · Growth Stocks vs Value Stocks🔒
9.2 · Size: Large Cap, Mid Cap, Small Cap🔒
9.3 · Sectors and Industries🔒
9.4 · Dividend Stocks and International Stocks🔒
Chapter 9 Test🔒

10 · IPOs, Stock Splits, and Corporate Actions

10.1 · Going Public: The IPO🔒
10.2 · Why Companies Go Public🔒
10.3 · Stock Splits and Reverse Splits🔒
10.4 · Buybacks and Spinoffs🔒
Chapter 10 Test🔒

11 · What Is a Bond?

11.1 · A Bond Is a Loan You Make🔒
11.2 · Face Value and Coupon🔒
11.3 · Maturity🔒
11.4 · Why Bonds Exist🔒
Chapter 11 Test🔒

12 · Types of Bonds

12.1 · U.S. Treasury Securities🔒
12.2 · TIPS and Savings Bonds🔒
12.3 · Corporate and Municipal Bonds🔒
12.4 · Junk Bonds and Bond Ratings🔒
Chapter 12 Test🔒

13 · Bond Prices, Yields, and Interest Rates

13.1 · Bond Prices and Interest Rates Move Opposite🔒
13.2 · Current Yield vs Yield to Maturity🔒
13.3 · The Yield Curve🔒
13.4 · Credit Spreads🔒
Chapter 13 Test🔒

14 · Stocks vs. Bonds

14.1 · Ownership vs Lending🔒
14.2 · Risk Comparison🔒
14.3 · Income: Dividends vs Coupons🔒
14.4 · The Classic Mix🔒
Chapter 14 Test🔒

15 · Your First Investment Decisions

15.1 · Start with a Goal🔒
15.2 · Time Horizon🔒
15.3 · Starting Small🔒
15.4 · Paper Trading🔒
Chapter 15 Test🔒

What you'll learn

✓What investing is and why it matters
✓How compound growth makes your money snowball over time
✓What risk means and how to think about the risk-return tradeoff
✓How stock markets and exchanges work
✓What a stock is and what it means to own a piece of a company
✓How to evaluate stocks using key metrics like P/E ratio and EPS
✓The different types of stocks - growth, value, large cap, small cap
✓What bonds are and how lending money to companies and governments works
✓How bond prices, yields, and interest rates are connected
✓How to compare stocks and bonds and start making investment decisions

How to use this workbook

15 chapters, designed for one chapter per week (4 short lessons per week plus a chapter test). Each lesson takes about 15-20 minutes - read the lesson, talk it over with the AI tutor, then answer a few short questions in your own words.

Prerequisites

None required. Economics for Kids Book 1 (basic economics) and Accounting for Kids Book 2 (reading financial statements) are helpful but not strictly necessary - concepts are re-introduced as needed.